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Finance Options

Spread the cost of your new e-bike with flexible finance from 6 to 60 months.

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Spread the cost with flexible finance

At Ribble Valley E-Bikes, we understand that many customers may prefer the option of paying with finance, that’s why we’re proud to be partnered with established credit brokers, Ideal4Finance, to enable you to spread the cost of your purchase with manageable
monthly payments.
The following finance options are available, always subject to the lender’s assessment:
  • Fixed finance at 9.9% APR over 6 or 12 months
  • Fixed finance at 15.9% APR over 24, 36, 48 or 60 months
A deposit may be required, and we will agree the deposit amount with you before you begin the application process.
Ideal4Finance help thousands of people secure finance for their purchases. They use only reputable lenders and are Trustpilot-rated ‘Excellent’.
You can apply online or by telephone and decisions are made quickly. The final decision is based on your individual circumstances, including your personal credit profile, how much you want to borrow and the loan period.
Here is a representative example of £5,000 purchase, with a 25% deposit, paid over five years (60 months) at 15.9% APR.
Purchase amount £5,000
Deposit amount £1,250
Total credit £3,750
Interest rate 15.9% (fixed)
Loan duration 60 months
Monthly repayment £88.91
Total repayable £5,334.66
Total cost £6,584.66.
* Please note the representative example provides an indication only and the exact details will be provided at the application stage.
There are risks involved in taking out a loan and you should ensure you can make all payments on time and in full; failure to do so can lead to financial difficulties and have a negative impact on your credit score.
If you’re ready to apply, complete your order and choose ‘Pay with Finance’ at checkout. Once the order is completed, click the ‘Apply for Finance’ button to start your application.
If you need support with your application, please call Ideal4Finance on 020 3617 4647 (Mon to Fri, 9am to 5pm).
Ribble Valley E-Bikes Ltd is an Introducer Appointed Representative of Ideal Sales Solutions Ltd, t/a Ideal4Finance. Ideal Sales Solutions Ltd is a credit broker and not a lender (FRN 703401). Finance available subject to status. The rate offered is always provisional and will depend upon your personal circumstances, the loan amount and the term.

Finance repayment calculator

Finance Type:

£

Amount of credit

Monthly

Total repayable

Interest paid

APR

is an Introducer Appointed Representative of Ideal Sales Solutions Ltd, t/a Ideal4Finance. Ideal Sales Solutions Ltd is a credit broker and not a lender (FRN 703401). Finance available subject to status. The rate offered is always provisional and will depend upon your personal circumstances, the loan amount and the term. Representative example: Representative based on a loan of £0 repayable over 0 months at an interest rate of pa (fixed). Monthly repayment of .
Total amount payable £0.

Please note: the finance calculator provides only a guide and the exact amounts will be confirmed during the application process.
While the finance calculator aims to be as accurate as possible, the monthly payments and interest paid may differ at the application stage. This is because the lender might round figures differently or take a larger first or final payment, which could affect the monthly cost.